BENEFIT PROFILE

Full-time employees are eligible to participate in the benefit programs. Health, dental, vision insurance coverage as well as participation in the 401(k) program are available the first of the month following your first ninety days of continuous employment.

Health Insurance

Standard Plan

Single coverage employee contribution: $34.00/week
$1,500 Annual Deductible

Family coverage employee contribution: $97.00/week
$1,500 per member Annual Deductible not to exceed $3,000 per family

Deluxe Plan

Single coverage employee contribution: $79.00/week
$1,000 Annual Deductible

Family coverage employee contribution: $204/week
$1,000 per member Annual Deductible not to exceed $2,000 per family

Both Plans:

Coinsurance: 80% after deductible has been met
Office Visit Co-Pay: $25
Urgent Care Co-Pay: $50
Emergency Room Co-Pay: $250 (waived if admitted to hospital)

*Non-tobacco user discount: $3 per week for single coverage: $6 week for family coverage (if everyone covered is a non-tobacco user).

Prescription

Co-pay Structure

Tier 1: 25% with minimum $10/ Tier 2: 25% with minimum $25/ Tier 3: 25% with minimum $50

Medco by Mail program
Order a 90 day supply of prescriptions and receive at a discounted rate.

Dental Insurance

$50 deductible, $500 maximum per member per calendar year

Vision Insurance

Discounted vision will cover office visits for $25 co-pay for in network providers. Frames, lenses, and contacts are offered at discounted rates with these providers as well.

Life Insurance

Group term life insurance is included for participants of the health plan.

Employee may obtain a copy of the full plan document by contacting Human Resources.